Your financial life, coordinated

The investment strategy connects to broader planning considerations: cash flow, tax, retirement income, estate intentions, and coordination with your accountant or lawyer where appropriate. The goal is one coordinated picture rather than a portfolio that runs in isolation from the rest of your financial life.

No. We work with clients in three different stages: building wealth, drawing income from it in retirement, and planning the transfer of wealth to the next generation. The right approach depends on which stage you're in.

The strategy reflects your goals, time horizon, income needs, tax situation, and what you're trying to accomplish. In the accumulation years, that usually means a long time horizon and a higher equity allocation. Approaching or in retirement, it shifts toward income-generating mandates and a drawdown plan. When wealth transfer is the priority, after-tax outcomes and estate coordination take the lead.

Yes. Where appropriate, we coordinate with your professional advisors so the planning, tax, estate, and investment decisions move in the same direction. It matters most for families with corporations, estate considerations, or more complex wealth-transfer decisions.

No. The $1M+ threshold applies to certain mandates where direct ownership of individual securities is the right fit. Most Individuals & Families clients are well-served by Matco's in-house funds, which carry no such minimum.

The best first step is a conversation. If you want a broad view of your financial picture, start with a Financial Snapshot. If your main concern is whether your current portfolio is aligned, start with a Portfolio Review. If your situation is more complex, Matco can help determine which relationship or service path makes the most sense.