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Matco Financial

Matco Financial is an independent investment firm in Calgary, focused on families, non-profits, and institutions across Canada.

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© 2026 Matco Financial Inc.
Matco Financial
Overview
How we coordinate planning, tax, estate, and investments
Individuals & Families
Personal wealth management for every life stage
Family Office
Comprehensive coordination for complex wealth families
Separately Managed Portfolios
Factor-based mandates with direct ownership at $1M+
Overview
Our investment philosophy and fund platform
Our Funds
Five actively managed strategies
For Institutions
Foundations, endowments, trusts & non-profits
Our Story
How and why Matco was founded
Our Team
The people behind your portfolio
In the Media
Matco in the press and industry features
Market Commentary
Videos and insights from our portfolio managers
The Matco Note
Our monthly newsletter from the team
Retirement Calculator
Project your savings and retirement income
Risk Profile
Understand your investment risk tolerance and capacity
Contact
Client LoginGet Started
Legal/Promotions/0% Management Fee Offer
Active Promotion

0% Management Fee Offer

Terms and conditions · Enrollment period: April 1 – June 30, 2025

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EligibilityOffer rulesFees during 1st yearFees after 1st yearGeneral terms
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Matco Financial is an independent, privately held discretionary investment counsellor and asset management firm that serves the needs of individual investors, institutions, advisors, trusts, corporations and not-for-profit organizations. Matco provides investment advisory services to investors on a discretionary basis through mutual funds and separately managed accounts.

Eligibility

To be eligible for the Offer the Client must:

  1. Be a new client to Matco Financial Inc. ("Matco")
  2. Be a legal resident of Canada
  3. Be a resident in the provinces of Alberta, British Columbia, Saskatchewan, Manitoba, Ontario, New Brunswick or Nova Scotia
  4. Have attained the age of majority in the Canadian province or territory where the Client resides
  5. Meet the additional requirements below

Offer Rules

For this Offer, the following definitions apply:

First anniversary day — one year from the day of your first funds deposit.

Client means a new relationship with Matco. New relationships from referral partners will be excluded from this offer.

Eligible Amount means a transfer or deposit of a minimum $100,000 CAD. Transfer must come from another Canadian financial institution(s). Transfer fees will not be reimbursed.

Enrollment Period means the period commencing on April 1, 2025, and ending on June 30, 2025.

Offer Period means the 1-year period following your transfer in/deposit to Matco.

Qualifying transfer

The qualifying transfer must meet the following conditions:

  1. The transfer must be at minimum $100,000 in Canadian or US currency, in cash. For investments over $1 million, you are eligible to contribute assets in-kind and in cash.
  2. The full transfer into Matco must be initiated during the Offer Period. Any transfer in or deposit initiated in the account after the Offer Period will not qualify for this Offer.
  3. The transfer must be from another Canadian financial institution(s) or in cash.

Fees & Charges During the 1st Year

For the first year after your funds deposit your management fee will be zero.

There are fees and charges you may incur in respect to the operation of your account(s) which may include service and operational fees (transfer fees, wire fees, foreign exchange conversion costs, de-registration fees).

You may hold Series O units of the mutual funds managed by Matco in your managed account(s). These funds charge operating expenses inside each fund. Please see Fund Prospectus and Fund Fact Sheets for full details.

Depending on the type of securities or products bought or sold in your investment account, you may incur additional fees or expenses paid to third parties. For portfolios invested in ETFs or 3rd party mutual funds, the issuers of these funds may have embedded costs and other fees also known as MER (which could include management, brokerage, legal, accounting, or custody fees).

Management Fee

Matco will provide portfolio management services to you on a managed account basis. These activities include but are not limited to the following:

  • Ascertain your investment needs and objectives, risk tolerance and financial circumstances
  • Discuss and recommend investment opportunities and perform ongoing portfolio reviews
  • Perform ongoing portfolio reviews and rebalancing within the terms outlined in your Investment Policy Statement
  • Direct communication with you, provide investment statements and performance information

Fees & Charges After the 1st Year

On your first anniversary day, you will be placed in one of our fee plans based on the assets under management in your account(s).

Fee plan for assets under $1 million

Clients with assets under management below $1 million will hold Series F units of the mutual funds managed by Matco in your account(s). Series F Fund Investment Management Fees are paid inside the fund and charged daily.

Series F Fund Investment Management Fees
Matco Balanced Fund1.00%
Matco Canadian Equity Income Fund1.00%
Matco Small Cap Fund1.25%
Matco Fixed Income Fund0.70%
Matco Global Fund1.15%

You will automatically convert to Series O units when your assets under management exceed $1 million.

Fee plan for assets above $1 million

Matco charges an Investment Management Fee on a tiered basis. Series O Fund operating expenses are charged inside the fund. Please see Fund Prospectus and Fund Fact Sheets for full details.

General Terms

The Client accepts all risks associated with participating in this Offer. The Client fully releases Matco, its entities, employees, directors, and officers from any claims, costs, or damages related to any injury, loss, or damage arising from participation in the Offer or related activities, and agrees to indemnify and protect the Releasees from any losses, damages, or expenses caused by the Client's negligence or misconduct during participation.

This Offer is subject to all applicable laws and regulations. Matco reserves the right to cancel, amend, withdraw or restrict this Offer, in whole or in part, at any time without notice. Matco's decisions and interpretations regarding any aspect of this Offer are final and binding on all participants, with no right of appeal.

Matco Financial

Matco Financial is an independent investment firm in Calgary, focused on families, non-profits, and institutions across Canada.

Accounts
Client LoginGet Started
Services
Wealth ManagementAsset ManagementFamily Office
Company
Our StoryOur TeamResourcesContact
Legal
Regulatory & LegalPrivacy PolicyDisclaimerPromotions
© 2026 Matco Financial Inc.